We understand that personal circumstances change from time to time and you may need our assistance to update the ownership details of your home.

For example, when joint owners separate, and one owner wishes to transfer their ownership to someone else or into the sole name of the joint owner; or an existing owner wants to add a partner's legal interest.

Please note that for all transfers, there are administration fees payable for dealing with your application and transfer.

Where applicable, you will also be required to cover any legal fees associated with the transaction.

Shared owners and Equity Loan customers

If you're a shared owner, we need to approve the request to transfer ownership and we will instruct our solicitors to draft a Transfer Deed. Please be aware that you will be responsible for the legal fees incurred.

If you are an equity loan customer, you will need a solicitor to act for you and we will liaise directly with them. Please note that you'll be responsible for the legal fees incurred.

We always recommend that you seek legal and financial advice should you wish to discuss a transfer of ownership or your lending options. We have panels of independent solicitors and financial consultants who are dedicated to low cost home ownership and offer preferred rates to L&Q customers.

We have more information on transferring the ownership of your shared ownership property in our help and advice section

Leaseholders

If you're a leaseholder, generally you won’t need our permission to transfer your home to someone else, but you should always read through your lease together with any restrictions that may be in place on your property.

If in doubt, please contact us, or seek independent legal advice.

For more information, you can email us at landlordsenquiries@lqgroup.org.uk

Useful documents

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Transfer request form
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Solicitors panel
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Financial consultants
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Homeowner administration fees
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Remortgaging and further advances