Transferring ownership of your home

We understand that personal circumstances may change and you want to update the ownership details of your home. Here, we explain when this needs to happen and how to let us know.

Examples of when you may want to transfer ownership of your home

When joint owners separate and one owner wishes to transfer their ownership to someone else or into the sole name of the joint owner.

Similarly, when an existing owner wants to add a partner's legal interest.

Administration fees associated with transferring ownership of your home

Please note that for all transfers, there are administration fees payable for dealing with your application and transfer – and where applicable, you’ll be required to cover any legal fees associated with the transaction.

For the current fees payable, please download a copy of our homeowner administration fees:

• L&Q's homeowner administration fees (PDF)

Shared owners and equity loan customers: check what you need to do

To start, please download our Transfer request form (PDF) and return it to us.

If you're a shared owner, we’ll need to approve your request to transfer ownership and will instruct our solicitors to draft a Transfer Deed. Please note that you’ll be responsible for the legal fees incurred.

If you're an equity loan holder, you'll need a solicitor to act for you and we’ll liaise directly with them. Please note that you’ll also be responsible for the legal fees incurred.

We always recommend that you seek legal and financial advice should you wish to discuss a transfer of ownership or your lending options.

We have panels of independent solicitors and financial consultants who are dedicated to low-cost home ownership and offer preferred rates to L&Q residents:

• L&Q’s panel of conveyancing solicitors (PDF)
• L&Q’s panel of financial consultants (PDF)

For more information about transferring ownership of your shared ownership home, please visit our help and advice pages.

Leaseholders: check what you need to do

If you're a leaseholder, generally, you won’t need our permission to transfer your home to someone else, but you should always read through your lease together with any restrictions that may be in place on your property.

If in doubt, please email our Homeownership team or seek independent legal advice.

Related resources

You may also be interested in our Remortgaging and further advances checklist (PDF).