Guidance for leaseholders, shared owners and equity loan holders who would like to update their home ownership details. This includes information about eligibility, costs and how to submit your request.

When you may want to transfer ownership

We understand that personal circumstances change. For example, when joint owners separate and one owner wishes to transfer their ownership to someone else or into the sole name of the joint owner.

Similarly, when an existing owner wants to add a partner's legal interest.

Check how much it costs to transfer ownership

Please note that for all transfers, there are administration fees payable for dealing with your application and transfer – and where applicable, you’ll be required to cover any legal fees associated with the transaction.

For the current fees payable, please read:

Transferring ownership for leaseholders

If you're a leaseholder, generally, you won’t need our permission to transfer your home to someone else, but you should always read through your lease together with any restrictions that may be in place on your property.

If in doubt, please email our Homeownership team or seek independent legal advice.

Transferring ownership for shared owners and equity loan holders

To start, please complete and return our paper Transfer request form (PDF).

If you're a shared owner, we’ll need to approve your request to transfer ownership and will instruct our solicitors to draft a Transfer Deed. Please note that you’ll be responsible for the legal fees incurred.

If you're an equity loan holder, you'll need a solicitor to act for you and we’ll liaise directly with them. Please note that you’ll also be responsible for the legal fees incurred.

We always recommend that you seek legal and financial advice should you wish to discuss a transfer of ownership or your lending options.

We have panels of independent solicitors and financial consultants who are dedicated to low-cost home ownership and offer preferred rates to L&Q residents:

Related resources

You may also be interested in reading our Remortgaging and further advances checklist (PDF).


Our complete guide to Shared Ownership

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