construction sites


Being open and transparent is at the heart of our work – that is why we publish information about our actions, spending and performance
We use our financial strength and robust approach to risk management, business planning and stress testing to take measured risks on a long-term basis.

One of the great advantages housing associations have, when compared to other organisations, is that we can use our financial strength and patient capital to take a long-term view doing what is best for our residents, their homes and their communities.

We do not make dividend distributions; our annual surplus acts as a buffer against changes in our operating environment and, over the longer term, finances our growth ambitions.


Turnover in 2021
(2020: £915m)


Surplus in 2021
(2020: £414m)


Operating surplus in 2021
(2020: £279m)


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Investor information

Take a look at our latest quarterly trading updates and reports for investors
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Financial performance

Every year we report on our financial performance and results. Read our latest financial report for 2020/21

Get in touch

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