Things to consider before applying to remortgage, staircase or sell your home
Since mid-2019, some mortgage lenders have been asking people for proof that their building meets new government safety guidelines. Unfortunately, in some cases, this means that it's become difficult to remortgage, staircase or sell your home.
Lenders will also have their own criteria for what they accept as proof. For example, some lenders ask for an EWS1 certificate whilst others may request a different type of documentation. In most cases, your building will have to be inspected to provide the information they need.
Each case is unique and you may be able to secure a mortgage, even if you don't have an EWS1 form yet. However, we strongly recommend you speak to your lender or mortgage broker before applying to ensure you do not incur any unnecessary valuation or solicitor's costs.
You'll also need to instruct an independent surveyor who is qualified by the Royal Institute of Chartered Surveyors to complete a valuation report. We have a panel of experienced surveyors who can help you – and they provide very competitive rates to L&Q residents.
View our Panel of surveyors (PDF).