Can I carry out home improvements?

Generally, yes. Minor works such as putting up shelves or decorating can obviously be carried out without consulting us. If you intend to carry out major works such as taking down or putting up a wall or building an extension, you will need our written permission. If you are doing structural work to your home, we'll need to see plans.

You should also write to us and confirm that the works will be carried out by a reputable builder and will comply with all necessary local authority building regulations and planning requirements. Please contact us if you need advice.

If you are planning to carry out any major improvements to your home, you should remember that your home will not always go up in value by the amount you spend.